Published by Luigi Costa on December 5, 2018

Automated Vs Traditionally Investment Advising

The automated system is much more reliable than the traditional system because decisions can be made quickly based on historical data for a better return on your investment. 

Both methods either it is traditional investment advising or automated investment advising have their own merits. A traditional investment advisor is also known as a financial advisor who will make a financial decision on your behalf as they will select stocks which best suits your requirements and are likely to outperform other stocks or mutual funds. It is the job of a financial advisor to re-evaluate your portfolio from time to time to make sure that you are not exposed to too much risk. 

Traditional advisors earn money by charging their clients a small percentage of their client’s investment per annum. Their commission rate is between 1 to 3 percent which is not much if you consider that a financial advisor is dedicated to your capital. An advisor also knows the financial market very well and is aware of good performing shares and risk associated with them. For more information, please log on to 

On the other hand, the second method which is gaining momentum day by day is called automated investing advising or robot advisors. Contrary to people perception there is much more intervention in automated investing but much less than traditional investing. After initial investment is made a very sophisticated program takes over which selects stocks based on past data and market fluctuations and trends. It automatically rebalances your portfolio from time to time unlike a traditional advisor this is because an automated system is bound to follow instructions and have to follow calculated principles. Unlike a traditional advisor, an automated system can perform millions of calculations per second and can reevaluate situation multiple times a second. One of the major advantages of using an automated system is that it is likely to charge you a lower percentage which will increase your margin of return.  

In today financial market there are many consulting companies with automated services but the name which is making its name in the industry is XPLAN consulting. XPLAN has independently been named as one of the best software for financial planning for past 9 years as the team knows the best how to get full value out of the system and they have demonstrated it in previous years. Apart from being a software, it’s a firm with more than 80 years of experience at its disposal. Their consultants work closely with you to better understand your requirements and goals and present you with practical guidance and support to make this a reality. financial-services